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Phone scammers

There has been a huge increase in the number of people who are getting called by scammers pretending to be from Telstra and Microsoft etc. Another trick is to claim they are a company that overcharged you and want to pay you back.
1. Be suspicious of someone contacting you out of the blue
2. Don’t provide personal or banking information to someone you don’t know
3. Don’t send any money to someone you don’t know
5. Verify the identity of the person who calls, and do not be afraid to ask questions.
If you have provided financial information, immediately contact your bank.
For some reason, they may also offer to transfer money to you, and have you transfer some smaller amount back to them. DO NOT DO THIS. Sometime later that transfer will be found fradulent, and the money taken from your account. Leaving you out of pocket for whatever you transferred back.